DAMAN+UNUM

Building Communities
That Own Their Future

Permanent Capital | Generational Security
A Unified Methodology for Development—Permanent Capital Meets Local Power.

Extraction Masquerading as Development

THEPROBLEM

Billions in capital flow into communities, yet the people who live there are displaced. Traditional development can often separate capital from community governance for many—creating extraction, not equity.

Integrated Capital + Leadership

OURSOLUTION

Daman Financial acquires and holds land outside speculative markets. We train Civic Infrastructure Architects to govern that land. Together: permanent security + cultivated agency.

Already Serving Communities

OURPROOF

We've secured properties serving 22+ people using CRA-aligned CDFI partnerships. Now we're scaling this proven methodology across the U.S. South.

OURDUAL APPROACH

True transformation requires the reconciliation of what traditional models consistently separate: permanent material security + cultivated human agency. We build both, simultaneously, because we recognize that the ultimate form of currency is community.

• Let's Build Together

Permanent Capital Vehicle

DAMAN FINANCIAL

We acquire strategic land and hold it in perpetuity—insulated from speculative market pressures.

Leadership Cultivation

UNUM COLLECTIVE

We train Civic Infrastructure Architects—local leaders who govern community assets.

OURWORK

Community Land Trusts fail without trained leaders. CDFIs provide capital but can't ensure governance. Our integrated approach solves both simultaneously—we secure the assets AND cultivate the people to govern them.

We've proven this model works at scale. Here's how we're building permanent security and cultivated agency in real communities.

• Let's Build Together

2021-2024 | Proof of Concept

Southwest FLORIDA

Through Affordable Holdings and SHELTA, we secured a 5-unit residential property using a pioneering integrated approach. Partnering with Catalyst Community Capital and the City of Fort Myers Community Redevelopment Agency (both CRA-aligned CDFIs), and local community redevelopment agencies, we demonstrated that permanent capital acquisition paired with community governance frameworks can serve families while building lasting equity—with a base capacity to house 10 individuals or 5 households affordably to 2031.

8 households served

22 people housed

<12 Months to Execute

$800K+Community Investment

This wasn't traditional affordable housing—it was a living laboratory for our dual methodology, proving that communities can own their development when given both the assets and the training to manage them.

2025-Present | Scaling & Refinement

Albemarle County, Virginia

Having validated our core model and concepts through our success in Southwest Florida, our early-stage venture is now strategically positioned for scaling. We have acquired a second property in the Central Virgina area to serve as the next pilot site for the full Daman Financial + Unum Collective model.

With a prospective site secured, we are modeling pathways for development and implementation of our proprietary permanent capital structure framework while simultaneously launching our first formal Civic Infrastructure Architect training cohort. This property demonstrates the replicability of our approach—same methodology, different geography, same results: communities owning their future.

First cohort of Civic Infrastructure Architects begins training Coming FALL 2026

$540K+real property site control already secured as of q3 2025

$20K+Funding secured as of q3 2025

OBJECTIVES

A. Successfully onboard and initiate the first cohort of Civic Infrastructure Architects (CIA) training, with a target of 5-8 participants, achieving 80% completion of the Q1 2026 curriculum module by EOM March 2026.

B. Formalize and deploy the proprietary Community Insecurities Assessment™ in the target Albemarle County area, establishing data-driven baselines for social impact across a minimum of 100 local households.

NEXT Scaling Across the U.S. South

Scaling Across the U.S. South With fellowship support, we're expanding the Daman + Unum model to New Orleans, Richmond, and Atlanta, actively creating a replicable playbook for permanent, community-led development across the region. As we move from pilot to scale, we invite our audience to follow the journey closely.

You can track our real-time progress, partnership announcements, and major milestones by subscribing to "The Ledger: Securing and Developing the Currency of Community™—your direct line to how our methodology is being adapted in new geographies to build lasting community equity."

• Let's Build Together